Programmes / Loan Schemes

There are six developmental schemes on the panel of the Board, namely:-

(i)  KVIC : Pattern Based Scheme
(ii) KVIC : C.B.C. Scheme
(iii) Block Loan Scheme
(iv)Scheme for Self Employment for Educated  Unemployed       Youths(SEEUY)
(v)Prime Minister Employment Generation Programme (PMEGP)
(vi) Rajiv Gandhi Swavlamban Rozgar Yojna(RGSRY)


Out of the above, funds disbursement under four schemes quoted at s.no. (i), (ii) and (iii) is not in continuation. Only recovery of the funds is going on. The schemes quoted at s.no. (v) and (vi) are being implemented by this Board. The Khadi & Village Industries Commission also changed the names of earlier Rural Employment Generation Programme to Prime Minister Employment Generation Programme. This scheme is the under preparation and to be announced as and when KVIC finalised. From the current Financial Year, Board has also modified Rajiv Gandhi Swavlamban Rozgar Yojna by enhancing the loan limit and adding subsidy components etc. in the interest of Public.

The details of the schemes are as under:

(i) KVIC : Pattern Based :

This Scheme was in operation up to 1995-96 only. Under this scheme, KVIC has provided funds for setting up of village industries on pattern based funding Board had released funds to 6680 units amounting to Rs.579.79 lacs as loan and Rs.27.72 lacs as grant. The Board had recovered an amount of Rs.579.67 lacs till 31st March 2009 and remitted to KVIC under this scheme. The recoveries are still going on under this scheme.

(ii) KVIC : CBC Scheme:

From 1995-96, KVIC has changed Pattern Based Financial Assistance Scheme to Project Based Scheme called 'Consortium of Bank Credit Scheme'. Under this scheme, funds are released on the basis of State Guarantee. Ministry of Industries, Govt. of India has provided state Guarantee to the tune of Rs. 15.00 crore in 1996-97 for this Board. This scheme was in operation from 1995-96 to 2001-02. Under this scheme, Board had released funds to 130 units amounting to Rs. 204.09 lacs as loan and Rs. 96.30 lacs as Margin Money. Board had remitted an amount of Rs. 281.82 lacs till 31st March 2008 to KVIC under this scheme.

(iii) Block Loan Scheme:

This scheme was transferred from Industry Department, Govt of Delhi to this Board during the year 1990-91. Under this scheme, a fixed loan of Rs.10,000/- for working capital was provided to existing small-scale units. Funds for the Scheme were provided by Govt. of Delhi under plan scheme. Due to very little quantum of financial assistance, this scheme gradually became unpopular and was finally discontinued from the year 1995-96. The Board disbursed Rs. 51.40 lakhs to 514 units form the year 90-91 to 95-96. A sum of Rs.79.86 lakhs has been recovered upto 31.3.2008 & remitted back to Industries Deptt. & recovery proceeding of overdue amount is under process.

Schemes which are in progress are as under :

(iv) Prime Minister Employment Generation Programme (PMEGP)

(v) Rajiv Gandhi Swavlamban Rojgar Yojna (RGSRY)

Click to download the loan application form under RGSRY scheme

Click to download the loan application form under PMEGP scheme

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